Ask about rates as low as 4.99% fixed* and up to $10,000* towards closings costs!  Elevate your living experience with The Monet, where main level living meets spaciousness in a harmonious blend.. The main level boasts high ceilings, luxury vinyl plank hardwood flooring, and is an open concept design with the kitchen open to the dining room and light-filled family room which boasts a modern electric fireplace. The kitchen is a chef's dream featuring a spacious island, and gourmet stainless steel appliances, Carrara Morro quartz countertops, and sleek white cabinets with brushed nickel hardware. Located off the great room is a rear screened porch, to enjoy outdoor living and entertaining year-round.   Nestled at the rear of the home for ultimate privacy, the spacious main-level primary suite exudes comfort and serenity. Enhanced by a rear extension and featuring two generous walk-in closets, it offers a retreat within a retreat. The primary bedroom boasts a large en suite, complete with a dual vanity sink, quartz countertops, linen closet, and frameless shower with a seat. Completing the main level are two secondary bedrooms, another full bathroom, and a conveniently located laundry room with a laundry room sink, ensuring practicality and ease of living at every turn.   Take the oak stairs down to the lower level where a fully finished and expanded recreation room awaits, further expanding your living and entertaining space. Additionally, a lower level den and full bathroom cre