1120 Locust ST, SAN JOSE, 95110

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$1,075,000

bedrooms

bathrooms

square feet

1,474

Acreage

0.0999

Open Houses

year built

1955

Full Baths

Half Baths

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$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

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Open houses

None scheduled.

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MLS number: ML82044909

Listing status: Active

Listing agent: Robert Garcia #01408257

Listing broker: AcquiRE inc (408) 455-4007

Last update: Wednesday, May 27 2026 at 2:54 p.m. EDT

Kotohomes National