Discover a rare owner-occupant and investment opportunity at 258-260 5th Avenue in San Francisco's highly desirable Inner Richmond. This well-maintained multi-unit property offers the perfect combination of comfortable living and strong rental income potential. The Top-floor flat (260 5th Ave) is delivered VACANT and features a spacious 3-bedroom, 1.5-bath full-floor residence filled with natural light. The home includes a generous living room, formal dining area, and a large open-concept kitchen, creating an ideal space for everyday living and entertaining. The middle unit (258 5th Ave) mirrors the spacious layout with 3 bedrooms, 1.5 baths, a bright living room, dining room, and open-concept kitchen, and is currently tenant-occupied, providing immediate rental income. Additional living spaces further enhance the property's versatility and value. A vacant ground-level unwarranted in-law space offers 1 bedroom, 1 bath, a living/dining area, and wet bar, perfect for extended family, guests, or additional flex/work from home space. At the rear of the property, a separate cottage features a 1-bedroom, 1-bath layout with an open kitchen and living/dining area and is currently tenant-occupied. The property also includes a vacant one-car garage, adding valuable parking flexibility, laundry space & storage. With the top 3-bedroom unit delivered vacant, buyers have the opportunity to move in and enjoy a spacious home while generating income from the additional units - an ideal scenario for owner-occupants, investors, or 1031 exchange buyers. Located in the heart of the Inner Richmond, the property is just moments from Clement Street (restaurants, cafes and farmer's market), Geary Boulevard, and California Street, known for their vibrant dining, shopping, and neighborhood amenities. Outdoor recreation is nearby at Golden Gate Park and the Presidio, with convenient access to the VA Hospital, Kaiser, top-rated schools, and public transportation. Don't miss this exceptional opportunity to own a versatile multi-unit property in one of San Francisco's most sought-after neighborhoods.